Oh kapatid, kamusta naman ang ating
target na 52-week money savings challenge?
Success ba?
O napunta na sa ating mga tiyan?
Ito ba ang cause ng lukot pag umuupo?
Na imbis na BILLS ng pera ang nakikita
eh BIL-BILS ang kinalabasan?
“Eh Chinkee ang sarap kaya kumain!”
“How can I resist temptation?”
“Food is life!”
Naiintindihan ko naman na masarap talaga kumain.
Pizza, fries, pasta, chicken wings, milk tea,
barbecue, cake, chocolates…ahhhh grabe!
Pero dapat ba araw-arawin?
Dapat ba sumama parati sa food trip?
O dapat ba isa-satisfy lagi ang cravings?
Kailangan ba masakripisyo ang ipon
para lang makakain ng mga ganito?
Hindi ba pwedeng, preno muna?
“Gusto ko pero ang H-I-R-A-P!”
Let me help you!
SAVE FIRST BEFORE FOOD TRIP savings challenge
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“How do I save money from food?”
Remember the formula I told you before?
INCOME – SAVINGS = EXPENSES
Save muna bago gasta.
Paikutin lang ang natitirang pera.
Kung may sobra, go ahead, buy it.
Kung sakto lang, tandaan natin na pwede tayo
mag-enjoy at ma-satisfy ang cravings
by sticking to our budget.
KNOW YOUR PRIORITIES savings challenge
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Wala naman problema sa pagbili ng pagkain.
Sabi ko nga #FoodisLife
pero siguraduhin na ito ay nasa budget.
Isipin natin, kung tayo ba ay bibili
priority ba ito o pwede naman hindian?
Kapag sumama ba tayo sa food trip,
ang perang gagamitin ba natin ay extra
o masasakripisyo na ang ating ipon?
Think about it first.
Hindi araw-araw dapat enggrande.
Hindi araw-araw dapat pasko.
MATUTONG HUMINDI savings challenge
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Yes, it can be tempting pero
kung alam natin na lumalagpas na tayo,
at hindi na kaya, say NO.
“Nako sorry bes, pass muna ako.”
“Hindi ako bibili ah, may baon ako eh.”
“Huwag na muna, may iba pa akong pinag-iipunan eh.”
“Iiwas ako sa mall, wala naman akong pakay dun.”
Kung tunay na kaibigan, maiintindihan nila ito.
At kung hindi man, huwag mag-alala,
dahil hindi naman natin kailangan
mag-explain sa isang personal na desisyon.
You can start to save money and live better.
Just do what you think is best
For you, your wallet, and your savings.
Develop a saving habit.
Become an Iponaryo this year and sign-up for Ipon Pa More event here,
https://chinkshop.com/
“Salapi sapat ang iniipon, hindi bilbil”
-Chinkee Tan, Wealth Coach Philippines
THINK. REFLECT. APPLY.
- Kamusta ang iyong pag-iipon?
- Napunta ba sa savings o sa tiyan?
- Paano mo ito mababalanse?
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Chinkee Tan is a Wealth Coach, Keynote Speaker, and Best-selling Author on personal finance and wealth management. He has written 16 best-selling books and counting. His mission is to equip millions of Filipinos to be free from financial stress & experience financial freedom.