BAYAD UTANG CHALLENGE

 

Ang dami-daming mga nauusong
challenges this 2019.

Nandyan ang:
#IponChallenge
#60kIponChallenge
#IponGoals
#BalikAlindogChallenge
#10YearChallenge

Pero may na-encounter
na ba kayong #BayadUtangChallenge?
o yung pag challenge
sa sarili natin para makabayad
sa pinagkakautangan?

Credit card man ‘yan.
Kay kumare o kumpare,
kapitbahay o kay beshie…

Sabi nga “Ang UTANG ay UTANG”
na kailangan natin ibalik
at bayaran kahit na ilang taon
na ang nagdaan.

I will help you achieve that
para naman DEBT-FREE na tayo
at makapagsimula nang makapag-ipon.

CHALLENGE #1: IHIWALAY NA KAAGAD ANG PAMBAYAD

(Photo from this link)

Kapag dumating na ang sweldo,
bago pa man natin ipang shopping
at ipang gimik gimik sa labas,
siguraduhing ihiwalay muna natin
at paglaanan ang bayad sa utang.

Ang utang ay isang EXPENSE
na kailangan maisama sa budget
at hindi kung kailan lang natin maisipan
o kapag may natira lang
eh saka tayo magbabayad.

CHALLENGE #2: MAGHIGPIT NG SINTURON

(Photo from this link)

Kung sanay tayo sa
pakain kain sa labas,
Sip sip ng mamahaling coffee,
o shopping galore pagdating ng payday…

Itigil muna natin ito.
Lalo na sa mga bagay na
hindi naman talaga kailangan.

Yung matitipid natin,
iyon ang ipunin natin para
ipambayad sa pinagkakautangan.

Mahirap bitawan ang nakasanayan
pero mas mahirap kapag
lumobo na ang interest at
magkaroon pa tayo ng alitan,
siraan sa Facebook, at
end of friendship.

CHALLENGE #3: KAUSAPIN ANG PINAGKAKAUTANGAN

(Photo from this link)

Ang utang at pinagkakautangan
hindi tinataguan ‘yan kundi, hinaharap ng maayos.

“Eh kasi baka kung ano sabihin sa akin”
“Ayoko sisiraan lang n’ya ako”

Let’s not assume that yet.
Baka masama lang ang kanilang loob
kasi maaaring may binitawan tayong
mga pangako na hindi natin natupad.

Pero the more na tinataguan,
the more sila nag-iinit.
Talk to them in a nice way.
Ask for an apology sa delay                  
BUT assure them na ginagawan nanatin ng paraan.
Kung kaya natin magsabi kung kailan better para they can look forward to it.

“I-challenge ang sarili na matapos na ang utang. Basta may disiplina at marunong magsakripisyo, sigurado, matatapos kaagad ito.”
-Chinkee Tan, Filipino Motivational Speaker

THINK. REFLECT. APPLY.

• Ikaw ba ay may pinagkakautangan?
• Ginagawan mo ba ng paraan para matapos na?
• Anong strategy pa ang pwede mong gawin?

====================================================

WHAT’S NEW?

 “ONLINE NEGOSYANTE: Paano Kumita Gamit ang Social Media”
Learn how you can earn a lot of money and be successful using Social Media
and just by being online! Ito pa, may 30-day replay pa! You can watch it anytime, anywhere.

 **This is an FB LIVESTREAM ONLY Workshop.
Kahit nasaan ka pa, makakasali ka PLUS may 30 DAY ACCESS pa for only P399
(Early Bird Access— offered for a limited time only)!**

Click here to register: http://bit.ly/2C0pO8i

March 2, 2019 . Saturday
9 PM to 12 Midnight
via Private FB Group Live
(Manila Time)

CHINKTV ALL ACCESS (ONLINE COURSE) 

For only P1,598 and you can already watch all my video courses for 1 year!
Yes! Unlimited Access For All Videos For One Year!!!

Be A Virtual Professional
Benta Benta Pag May Time
Juan Negosyante
Secrets of Successful Chinoypreneurs
How To Retire At 50
Happy Wife Happy Life

• Click here to register: http://bit.ly/2PCd7Xi   Offered for a LIMITED TIME ONLY!

  ALL ACCESS TO ALL VIDEOS, Watch and Learn and you are on your way to be wealthy and be debt-free this 2019!

  MONEY KIT 2.0 

  BOXSET: Click here: http://bit.ly/2RyrcZv for P3,499
  All 11 books
  My new book, BADYET DIARY|
  Ipon Can 60k challenge
  Free shipping Nationwide

  DIGITAL: Click here: http://bit.ly/2TAzrSr for P2,499

• Downloadable Ipon Stickers (60k challenge)
  Downloadable Badyet Diary (New book)
  11 Downloadable Chinkee Tan books
  

  DIARY SERIES AT BUY ONE TAKE ONE!

  Iponaryos unite! Chinkee Tan’s three most popular new releases will help you in your road to financial freedom.
  Maging wealthy at debt-free! Get this bundle now for only 450+100 Sf!

  Click here now: http://bit.ly/2STBuB4

The CHINK+ BADYETARIAN ENVELOPE SYSTEM

Maging BADYETARIAN Para YUMAMAN! Build the Habit of Sticking to Your BADYET with an Easy-to-Implement System. DON’T MISS THIS CHANCE TO BECOME A BADYETARIAN FOR ONLY P299+100 SF! Click here now: http://bit.ly/2AZN0Ed

✓Easy to Use
✓Simple
✓Actionable
✓Effective

And for a LIMITED TIME ONLY, I will also give you a copy of my latest book, “My Badyet Diary,” FOR FREE! Yes, Kachink, FOR FREE! Tuturuan kita kung paano gumawa at sumunod ng BADYET. Get yours now!

• =====================================================

  NEW VIDEO 

  YAMAN TIPS: 5 SIGNS TO KNOW IF YOU ARE GOING TO BE RICH

  Click here to watch➡➡➡  https://youtu.be/sksnEN2lP8U

  =====================================================

  CHINKEE TAN SHOP

Ipon Diary:http: http://bit.ly/2QGwvBG
Diary of a Pulubi: http://bit.ly/2RFYiqz
Badyet Diary: http://bit.ly/2RGcBeI
Ipon Kit: http://bit.ly/2C0Pu6o
Other products: chinkshop.com