KAHIT KONTING HIYA LANG

Naalala n’yo pa ba? Kailan ba tayo huling nagpalibre?
Sa kaibigan, kabarkada, katrabaho, kapamilya?
Kung estudyante pa lang at wala pang “K” kumita ng pera,
siguro’y maiintindihan natin kung madalas na magpa-libre.
Pero paano na lang ang iba na may trabaho na at
kaya nang mag-ipon at makapagpundar ng bahay at lupa?
Magpapalibre pa rin ba kaya?

Three of the things we can realize now as young professionals are the following:

MAY MAAYOS NAMAN TAYONG TRABAHO

Kahit sabihin pang trainee pa lang o kaya ay probationary,
the moment na tayo ay kumikita na above the minimum wage
ay nangangahulugang may maayos tayong trabaho.
Kung may maayos tayong trabaho, in one way or another,
maganda rin ang nakukuha nating benefits from our employer.

This means that we can save from our salary.
We can allocate for investment, malaki man ‘yan o maliit.
At higit sa lahat, kaya nating gastusan ang sarili.
Maliban na lang kung nag-i-insist ang kabarkada
o kaibigan na ilibre tayo, that’s a blessing! Tanggapin natin.

SUMUSWELDO KADA 15TH AT 30TH

The fact na may natatanggap tayong sweldo
kada 15th and 30th of the month ay nangangahulugan
na masusustentuhan natin ang ating sarili.
Oftentimes, the reason why we fail is
that masyado tayong excited bumili ng hindi naman needed.
Kaya’t yung sweldo ng 15th at 30th, hindi pa na-withdraw ay ubos na!

This is not a healthy sign of being financially disciplined.
Ang lumalabas ay para tayong nagtatrabaho
para lang maka-survive instead of enjoying the fruit of our labor.
We can truly enjoy the fruit of our labor
once we also learn to budget it wisely.
Considering even the last centavo kung saan mapupunta.
At ang paalala para sa ating lahat…

WE ARE ADULT ENOUGH PARA GASTUSAN ANG SARILI

I cannot say that one is matured than the other,
but I believe we can distinguish who are adult enough
to take care and be responsible of his/her own self
lalo na kung nakapagtatrabaho naman at stable na sa buhay.
Kung hanggang ngayon na lampas 20 years old and above na
ang iba sa atin, mahiya naman sana tayong magpa-libre.
Once again, maliban na lang if they insist to do so.

Simulang mag-invest sa sarili – material things o career man ‘yan.
Spending on ourselves once in a while is not bad.
Hindi rin maganda ang sobrang kuripot at mahigpit sa pera.
We are also depriving ourselves in such a way.
Kaya sana ay lagi nating tatandaan…

“Be matured enough. Huwag laging magpapalibre sa kaibigan kung may trabaho naman tayo!”
-Chinkee Tan. Filipino Motivational Speaker.

THINK. REFLECT. APPLY.

• Ikaw ba yung tipo na madalas magpalibre?
• Ilang beses ka nagpapalibre in a week?
• Ipagpapatuloy mo pa ba ito kahit may trabaho ka naman?

——————————————————

Follow my Social Media accounts for more inspirational content, new products, and promos. 

Facebook page: https://www.facebook.com/chinkeetan/
Youtube channel: https://www.youtube.com/chinkpositive
Instagram: https://www.instagram.com/chinkeetan/