Patapos na ang Enero.
Kaya naman,
matanong ko kayo…
Kamusta naman na ang inyong pag-iipon?
“Chinkee ang hirap!”
“Di ko kaya talaga, daming temptation”
“Bahala kayo mag-ipon challenge d’yan”
Ay, kung ganito ang mindset,
eh baka nga hindi naman talaga
tayo ready para sa ganito.
Kasi hindi pa natin sineseryoso.
Pero kung tayo yung tipong tao
na gusto naman talaga makaipon
pero parang walang nangyayari…
- Nagagalaw ang savings
- Nadudukot ang barya sa alkansya
- Nagagamit ang perang nakatabi
May mali na dito.
Ang pag-iipon, hindi dapat
aabot sa ganitong senaryo.
Ang pag-iipon, kahit anong mangyari,
hindi natin ito gagalawin,
yung para bang hindi natin ito nakikita,
kunwari wala, invisible.
Bakit nga ba hirap na hirap tayo makaipon?
KASI HINDI TAYO MARUNONG HUMINDI
(Photo from this link)
Kapag nag-aya ang officemates, gora!
May bagong restaurant? Hala sige push!
Cravings na hindi mapigilan? Gastos pa more.
Nahihirapan kasi tayo humindi.
Feeling natin dapat sa lahat, um-OO tayo.
And sometimes, we blame other people too!
“Eh kasi sila aya ng aya”
“Baka kasi itakwil na nila ako”
“Baka sabihin nila ang kuripot ko”
No.
Tayo ang may kontrol sa lahat.
Tayo ang may LAST SAY sa lahat.
Kung ayaw natin, ayaw natin.
Kung gusto talaga natin maka-ipon, totohanan natin.
Hindi naman dapat nakasalalay ang
gusto natin sa ibang tao.
KASI HINDI NATIN SINESERYOSO
Nag-iipon tayo sa una lang
kasi ginagawa ng lahat.
May hype lang kung baga kaya tayo,
curious but not serious.
Naks rhyming! Haha.
Kapag curious lang,
mapapa “Uy ano ‘yan?” lang tayo
pero kapag nanawa, napagod, ayawan na.
Ang serious sa pag-iipon,
kabaliktaran ang ginagawa.
Kahit gaano pa kahirap at
higpit ng sinturon, keribels lang.
Titiisin kasi nauunawaan ang
kahalagahan nito.
KASI NADADALA TAYO NG INGGIT
“Bakit siya…
…may bagong cellphone?”
…nakabili ng Macbook?”
…nakapag travel na sa Europe?”
“ako nga din!!”
Nako wala na.
Dahil sa inggit, maglalabas tayo ng pera
at aabot pa sa pangungutang para lang
ma-satisfy natin yung nararamdaman natin.
Hindi naman masama bumili.
But the question is
ito ba ay KAILANGAN NA NGAYON?
O gusto lang natin dahil sa
nakita natin sa social media?
Be honest to yourself.
It’s okay kung hindi muna mapasakamay ito.
If you want to learn how to SAVE and BUDGET,
the BADYETARIAN ENVELOPE SYSTEM might help you.
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“Hindi talaga tayo makakaipon kung tayo’y nakisali lang dahil CURIOUS at hindi SERIOUS.
Ang pag-iipon, ay sineseryoso, kailangan ng pasensya, at pinagtiya-tiyagaan.”
-Chinkee Tan, Filipino Motivational Speaker
THINK. REFLECT. APPLY.
- Kamusta ang iyong pag-iipon?
- Ikaw ba ay isang CURIOUS saver or SERIOUS saver?
- Anong mga hakbang ang ginagawa mo para ma-achieve ito?
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Chinkee Tan is a Wealth Coach, Keynote Speaker, and Best-selling Author on personal finance and wealth management. He has written 16 best-selling books and counting. His mission is to equip millions of Filipinos to be free from financial stress & experience financial freedom.