SM’s owner, Henry Sy. money lessons
Robinson’s owner, John Gokongwei.
Pal’s owner, Lucio Tan.
What do they have in common aside being wealthy?
Lahat sila ay Filipino-Chinese.
Maraming nagsasabi na yumaman ang mga
Tsinoy dahil marami silang pamahiin.
Tulad ng….
Pagtanim daw ng pera sa lupa o sa ilalim ng bahay
o ng negosyo ang mag-aakyat ng kayamanan.
Hindi dapat maglabas at magbayad tuwing Lunes.
Huwag iwanan ang wallet na walang laman,
dahil ito ay sign na ikaw ay maghihirap.
Maglagay ng good luck charm, tulad ng pera,
palaka o pusa ng gumagalaw para umakit daw ng pera.
Marami pa yan.
Maari wala naman magpapatunay na ito ay proven at effective,
pero marami na rin mga Pinoy ang gumagawa at sumusunod sa pamahiin
at kanilang tradisyon.
Bakit? Dahil gusto rin nilang maging katulad nila na guminhawa ang buhay.
Pero para sa akin,
ang pinaka epektibo at maganda,
ay dapat na lang natin sundan yung
mga PROVEN and PRACTICAL
application sa paghahawak ng pera ng mga TSINOY.
Handa ka na bang alamin? Kung handa na, basa.
LESSON 1: SAVE MONEY AT ALL COST. money lessons
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Ipon now, bili later.
Ito ang priority at hindi ang paggastos.
Dapat may nakikitang pera sa bank account.
LESSON 2: PAY FOR PURCHASES IN CASH. money lessons
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Huwag mangutang! “Kung wala kita, hindi uutang!”
Lugi ka agad dahil magbabayad ka
ng interest. Nangungutang lang sila kung maykita.
LESSON 3: BE THRIFTY. IT IS AN IMPORTANT VIRTUE. money lessons
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Tiis now, ginhawa later.
Matutong maging wais sa paghawak ng pera.
Matutong mag mag badyet.
Ito isa sa pinaka epektibong pamana sa mga anak.
LESSON 4: ALWAYS LOOK FOR A BARGAIN.money lessons
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Huwag mahiyang tumawad!
Pudpod na ang sapatos sa kakalakad, hanap pa more.
Parati silang nag hahanap ng pinaka-bargain. Ika nga, sinusulit kada sentimo.
LESSON 5: THERE IS NO SUBSTITUTE FOR HARD WORK. money lessons
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Work now, vacation later.
Hindi vacation now, work to pay later.
Maari mong sabihin,
“Grabe naman sila, para na lang sila hindi nag-eenjoy ng buhay.
Panay, tiis, tiyaga, pahirap sa buhay. Nasaan na yung ginhawa at pahinga?”
Yung nga ang point!
Sacrifice now, enjoy later.
Rather than, enjoy now, suffer later.
Ganoon ang kanilang paniniwala at kultura.
Ikaw, ano ang gusto mong piliin?
“Learn from the SUCCESSFUL and you will become a SUCCESS one day.”
-Chinkee Tan, Filipino Motivational Speaker
THINK. REFLECT. APPLY.
- Ikaw, ano ang pananaw mo pagdating sa pera?
- Ipon now, gastos later or gastos now pulubi later?
- Ano ang pwede natin baguhin para maging katulad din natin sila?
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Ipon Diary: chinkeetan.com/ipon
Diary of a Pulubi: chinkeetan.com/pulubi
Ipon Kit: chinkeetan.com/iponkit
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Other products: chinkshop.com
Chinkee Tan is a Wealth Coach, Keynote Speaker, and Best-selling Author on personal finance and wealth management. He has written 16 best-selling books and counting. His mission is to equip millions of Filipinos to be free from financial stress & experience financial freedom.