ALAM MO BA? ANG TAONG NAG-IIPON ANG KADALASANG NAGTATAGUMPAY?

Nakagawian n’yo na bang mag-ipon ngayon?
Yung tipong kada-kuha natin ng sahod,
itinatabi na natin agad ang pang-savings
sa sobrang excited mag-ipon.
Mas malaki na ang naiipon kaysa sa gastos.

I congratulate you kung ganoon, mga KaChink!
It means that seryoso kayo sa ginagawa n’yo.
And I’m glad to tell you na may magandang naibubunga
ang taong nag-iipon faithfully and diligently.

SILA YUNG KADALASANG NAGTATAGUMPAY

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Dahil iniisip nila ang long-term plans.
Every day counts for them, and every centavo is valued.

“Anong mga negosyo ang magandang mag-invest on?”
“Kailangan na bang kumuha ng insurance as early as today?”
“Anong sideline ang pwede pasukan for extra income?”
“Dapat na bang mag-trim down muna ng mga luho for bigger ipon?”

These are questions that most of them ask themselves.
Ang taong nakakapag-ipon always thinks in advance.
Hindi yung palagi na lang Y.O.L.O.
tapos kinabukasan iiyak kasi wala nang pambayad ng bills.

SILA YUNG BIHIRANG MAWALAN NANG MADUDUKOT

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Dahil nga sila ay madalas nakakapag-ipon,
madalas rin ay hindi sila nawawalan ng madudukot sa pitaka.
What I mean to say is, palagi silang may pera sa bulsa.
Dahil bihira lang din sila kung gumastos.
At kung gagastos man, they are the ones na hindi impulsive kung mamili.

Bihira silang pumatol sa SALE at discounts sa mall.
Their fists are tight most of the time when it comes to shopping.
This is one of the things I admire most sa kanila.
Marunong silang ilugar ang paggastos sa wais na pamamaraan.
At sila ang madalas na may reserba sa kanilang bank accounts.

SILA YUNG MAS MADISKARTE SA BUHAY

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Kung sila ay employed at working 8 hours a day,
office setup man or always on the field,
may iba pa silang trabaho na pinagkukunan ng kita.
They have plans from A to Z, sabi pa nga ng iba.

Direct selling, English tutorial, real estate agent,
multi-level marketing business at iba pa
na pwedeng magawa after an 8-hour shift.
They are the ones na kung may gusto,
maghahanap talaga ng paraan makamit lang ang pangarap.
Hindi sila basta-basta sumusuko.

Kaya’t kung ngayon pa lang ay nahihirapan na tayong mag-ipon,
think of our dreams and goals on a long-term basis.
So we would learn kung paano tayo didiskarte sa buhay,
maghahanda at magiging matagumpay.

“Ang taong nakakapag-ipon ay kadalasang nagtatagumpay dahil alam nila kung paano paghandaan ang kanilang buhay.“
-Chinkee Tan. Filipino Motivational Speaker.

THINK. REFLECT. APPLY.

• Tinuloy mo ba ang pag-iipon mo after 2018 has ended?
• Anu-ano ang mga pinag-iipunan mo ngayon?
• Anong mga paraan ang ginagawa mo para mas malaki ang naiipon?

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