Nagkalat ang ibat-ibang uri ng scam. Kahit ilang beses ng nakapanood ng balita ang mga tao tungkol sa mga nabiktima ng scams, magugulat ka dahil over the years, meron paring nabibiktima. How do scams work?
Many of them, especially scam companies, use a range of highly persuasive techniques. Yes! Makukulit sila. Sabi nga ni Mike Enriquez, ‘HINDI KA NILA TATANTANAN!’ Hangga’t di ka nahuhulog sa kanilang scheme, hindi sila hihinto sa pang-eengganyo sayo hanggang sa mahumaling ka na nga. They will make you feel excited of what the ‘business’ has to offer. Kumbaga e, ‘best foot forward’. Wala silang ibang sasabihin kundi magagandang bagay, advantages, benefits, at lahat ng wow! Yung iba naman, nananakot. Tipong pag hindi ka nag-invest o pumasok sa ‘endeavor’ na ito, napakalaki ng mawawala sayo, you’ll gonna miss half of your life, pagsisisihan mo habang buhay at kung ano-ano pang pa-ngongonsensya.
Bakit nga ba may nabibiktima ng SCAM? Here are my 3 main reasons:
IGNORANCE
NEVER INVEST IN SOMETHING YOU DON’T UNDERSTAND NO MATTER HOW PROFITABLE IT MAYBE
Wala silang alam. Of course! Kung alam mong scam ang papasukan mo, bibigay ka pa rin ba? Syempre hinde! They just rely sa mga information and background na sinasabi ng mga nang-eenganyo sa kanila but they didn’t do any serious and diligent research, study and background check by themselves. Kaya magkakagulatan nalang sa huli, na ganito pala, ganun pala, marami na palang nabiktima, etc. That’s why its very important na sa kahit anong business or endeavor na papasukan mo, aaralin mong mabuti, dahil hindi biro ang pera, energy at time na iinvest mo para dito.
GREED
WHEN GREED SETS IN, LOGIC GOES OUT
Ganid, swapang, at atat na atat na biglang yumaman. Yung tipong walang effort, instant at bulto-bulto ang kita. Kapag nakatikim na ng malaking kita, hindi ka na makapag-isip ng tama. Tatandaan pag dating sa investment, kung mas malaki ang interest, mas malaki ang risk na malugi.
“Ang ibig ba sabihin Chinkee, huwag na tayong maghangad na yumaman?”
Wala namang masama kung gusto mo kumita ng maraming pera, kahit ako gusto ko ‘yan. Pero ano ang motibo? Sa paanong paraan? Makakatulong ba sa iba? Kung medyo nag-aalangan ka at alam mong makakapahamak ng iba. They use people to get what they want. Even that person will suffer at the end wala silang pakialam, basta ang mahalaga makuha nila ang gusto nila. Hindi ba’t kasakiman yun?
FEAR
Like what I’ve said before, sometimes the decision of the victim is driven by fear. They are not secured sa buhay nila, sa future nila, sa direction ng buhay nila. Lalo na yung mga retirees na wala ng ginagawa sa perang naipon nila. Sa sobrang takot na ito ay dahang-dahan na maubos. Maghahanap sila ng negosyo o investment na lalagakan nila ng pera. Akala nila ito ang nag-iisa at katangi-tanging solusyon sa mga problema nila at sagot sa mga katanungan nila.
Either nadadala sila ng matinding excitement or matinding takot. For short, nahuhulog sila sa scam dahil sa bugso ng kanilang mga damdamin.
When it comes to investment don’t let your decisions be driven by emotions, fear, insecurity or even great excitement.
MAGTANONG BAGO MAG-INVEST
Be wise. Before you give-in or join, make sure that you’ve asked and sought advice from the wise.
HUWAG MAGPAPADALA SA MATATAMIS NA DILA
Don’t fall for ‘beautiful words’. Maniwala ka, papangakuan ka ng langit at lupa para makuha lang ang pera mo, at once nakuha na. Goodbye na!
Be diligent and be on our guard both for yourselves and for your friends and family. If you have any worries that something might be a scam, don’t hesitate to ask. You need to talk to someone else about it. Tandaan, laging nasa huli ang pagsisisi.
MAG-ARAL
Educate yourself.
KNOWLEDGE IS POWER. POWER IS KNOWLEDGE.
Once may alam ka na, you have the power to discern what is right and wrong; you have the power to choose kung ano ang dapat mong pasukan at iwasan; you have the power to become financially free; you have the power to grow and invest your money.
Kaya nga kung gusto mo pang matuto kung paano MAG-UMPISA ng magandang PAGKAKAKITAAN?
Kaya nga kung gusto mo pang matuto na mag-INVEST ng pera at PALAGUIN ng tama?
Kung gusto mong pang matuto kung paano ma-PROTEKTAHAN ang iyong pera at HINDI MAUBOS?
Tara na sa pinakamalaking event ko sa taong 2015, June 2015 sa KA CHINK “HOW TO RETIRE BEFORE THE AGE OF 50.” Para sa mga mag-reregister today, I will give a special discount of P1,000 For more details please click on this link https://bit.ly/1915y6s
Chinkee Tan is a famous motivational speaker in the Philippines. He specializes in topics such as personal development, dealing with relationships within family, friends, work and other people and financial management techniques to name a few. He continues to inspire thousands of people through his books, free business seminars in the Philippines and being a motivational corporate speaker to different organizations.
Now, you are already equipped to know how and why people get scammed. You can check out these other related articles about investing:
- BAKIT KA MAG I-INVEST?
- SAAN BA PINAKAMAGANDANG MAG-INVEST?
- ANO ANG ISA SA PINAKA MAGANDANG INVESTMENT?
Chinkee Tan is a Wealth Coach, Keynote Speaker, and Best-selling Author on personal finance and wealth management. He has written 16 best-selling books and counting. His mission is to equip millions of Filipinos to be free from financial stress & experience financial freedom.