SHOPPING AND GROCERY “TIPID TIPS”

shopping

Ramdam na ramdam niyo na ba ang Pasko, mga KaChink?
Ang dami ng mga discounts at promos na nagkalat
sa paligid ng shopping malls at mga tiangge!
For sure, nagsimula na ring magparamdam
ang mga inaanak niyo ‘no? Ha-ha!

Sa panahon ngayon na ang daming kailangang bilhin-
pagkain, damit, supplies sa bahay at iba pang panregalo,
not to mention ang nagsisitaasang bills sa credit card at kuryente.

Paano niyo napapanatili ang budget na intact at sapat?
Or if I’m not mistaken, halos wala nang may matira? He-he!

Don’t worry. I believe, hindi pa huli ang lahat!
Sama-sama ulit tayong mag-improve
sa pagtitipid skills ngayon through these TIPID TIPS below:

MAGKAROON NG LISTAHAN NANG MGA BILIHIN WITH QUANTITY, PRICES, AND COMPUTATION shopping

(Photo from this link)

Sabihin na ng iba na metikoloso tayo pagdating dito.
Pero base sa experience,
ang pagkakaroon ng listahan nang mga bibilhin
with its most updated prices
or pwede na rin kahit estimated,
basta hindi bababa sa SRP ng produkto
ay siyang pinaka-epektibo kung gugustuhin talaga natin
na controlled ang lumalabas na pera.

With this, nasasaayos ang pag-ba-budget sa family.
At the same time, kung ma-prepare ito
before the grocery or shopping day,
mas may time tayo na idiscuss
with our kids (kung married na),
or mga kapatid at magulang kung ano
ang necessities at wants na dapat bilhin o hindi.

I-ALIGN ANG PROJECTED GROCERY/SHOPPING LIST SA AVAILABLE BUDGET shopping

(Photo from this link)

Ang mga bilihin ba na nasa listahan
ay pasok at tama lang ba sa budget?
O ipu-push tayong mangutang
at ilang ulit na mag-swipe ng credit card?

If our answer to the first question is a ‘no’
and ‘yes’ to the second one, let’s review our list.
If it’s possible, retain our non-negotiable needs
and less prioritize the things we might not need for now.

For example:

Our non-negotiables can be…

• Shampoo, body soap, tawas at toothpaste
• Asin, asukal, seasoning, toyo, suka at paminta
• Bigas, gulay, meat at iba pang pang-ulam

While our negotiables can be…

• Pair of shoes (depende sa need, kung may bago pa namang sapatos)
• Casing ng cellphone at phone pouch
• Bagong damit (kahit na kabibili lang last week)

Bottom line is, anything that can be bought
na pwede pang ipabukas means it’s not that needed.
So let us learn to omit excess things
than our budget might suffer from it.

ALWAYS REMEMBER, DON’T GO BEYOND OUR BUDGET!  shopping

(Photo from this link)

Kumbaga sa giyera, don’t go beyond borders!
Once we go beyond, tayo ay mapapahamak.
Ganun din sa pag-sa-shopping at grocery,
anything we buy in excess
from our budgeted money is very crucial.
Malaki ang pwedeng ma-put to risk.
At ang worst, baka hindi tayo agad maka-recover.

Although we might have emergency funds na magagamit,
let us not rely and get used sa funds na ito.
Let us always practice a good discipline
in handling and managing our finances.
Because not every time ay marami tayong pera.

“Di bale nang mabansagang kuripot at metikoloso
pagdating sa pag-sa-shopping at grocery.
Kung ito ang dahilan bakit laging nasa ayos at tama ang budget ng family.”
-Chinkee Tan. Filipino Motivational Speaker.

THINK. REFLECT. APPLY.

• Gumagawa ka rin ba ng listahan ng iyong bilihin bago mag-grocery/shopping?
• Sa araw ng pagbili, nasusunod naman ba sa listahan ang mga bilihin?
• O madalas ay sumusobra pa at credit card to the rescue na naman?

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