Ikaw ba ay may nautangan recently
O nahiraman noon pa?
Nabayaran na ba ito o naglalaro kayo
ngayon ng tagu-taguan?
Tinetext ka na, tinatawagan
pero patay malisya lang?
Bakit naman ganon?
Bakit kailangang ‘deadmakels?’
Tayo ay magpasalamat na pinautang pa tayo
pero sana in return, baka puwedeng
maging sensitive naman tayo.
“Eh walang wala talaga ako ngayon”
“Parang hindi naman na niya naaalala”
“Yaman naman siya, barya lang sa kanya yun”
Kahit ano pa iyan, hindi ito rason
para talikuran natin ang ating responsibilidad.
Kung nanghiram, ibalik
dahil wala naman tayong patago sa kanila.
Pinaghirapan din nila ito at
nagmagandang loob lang sila sa atin.
Paano ba natin ito haharapin ng tama?
KAUSAPIN MO SIYA
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Imbis na makipag taguan
pwede naman natin silang kausapin
sa maayos na paraan.
“Friend, walang-wala pa kasi ako ngayon”
“Uy okay lang bang installment?”
“Pasensya ka na ah, promise babayaran kita”
Mas katanggap-tanggap pa na
haharapin natin kaysa
nagmumukha silang ‘abangers’
o yun bang laging ‘humohopia’
na magbabayad tayo.
Be matured enough to face it.
May masabi man sa atin, at least
naging honest tayo.
MAGPURSIGE NA MAKABAYAD
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Sige, okay, binigyan tayo ng palugit o
maaring hindi tayo kaagad sinisingil.
Pero it doesn’t mean na hindi na tayo kikilos.
Hindi naman ito parang hangin lang na
kusa na lang maglalaho.
Hindi din ito parang yelo na
matutunaw na lang ang issue.
Use the time given to you para
maghanap ng paraan para mabayaran
sila as soon as possible.
Kahit paunti-unti, it doesn’t matter
as long as may ginagawa tayong aksyon
to pay them back.
Kung hindi kaya sa sweldo, hanap ng sideline.
Kinakapos man, magbenta ng gamit.
Importante dito, maibalik natin.
MAGPARAMDAM KA
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Ulit-ulit silang nagtetext, hindi nirereplyan.
Tawag sila ng tawag, hindi sinasagot.
Pinuntahan na sa bahay, laging ‘wala DAW’
Malaking bagay yung alam nila
na may inaasahan pa sila from us.
Sabi ko nga, nagmagandang loob sila
sa atin, kaya deserve nila yung respeto
by just assuring them na hindi tayo nagtatago.
Maawa tayo sa kanila.
Meron din silang pinaglalaanan
pero pinili nilang ipahiram ito sa atin.
“Huwag Utang Now, and then Deadma Later
Kung ayaw mo tayong maging Friends Now, at Magkaaway Later”
-Chinkee Tan, Filipino Motivational Speaker Philippines
THINK. REFLECT. APPLY.
- Sino ang pinagkakautangan mo?
- Nabayaran mo na ba o tagu-taguan ang peg?
- Paano mo ito haharapin ng maayos?
Are you having a hard time making saving money a habit? Do you want to know the best ways to save money? Are you up to having a money saving challenge so that you can manage your finances?
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Chinkee Tan is a Wealth Coach, Keynote Speaker, and Best-selling Author on personal finance and wealth management. He has written 16 best-selling books and counting. His mission is to equip millions of Filipinos to be free from financial stress & experience financial freedom.